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Despite rapidly rising housing costs, a substantial number of Bay Area residents own homes.

In every Bay Area county but one, more than half of all households are occupied by the owner, according to the latest update to census data. Contra Costa has the highest rate at 64.5 percent, followed by the North Bay counties. San Francisco is the sole outlier with an owner occupied rate of just 36.8 percent.

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1. Contra Costa — 64.5%
2
2. Marin — 63.4%
3
3. Napa — 61.6%
4
4. Sonoma — 59.7%
5
5. Solano — 59.2%
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6. San Mateo — 59.1%
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7. Santa Clara — 56.5%
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8. Alameda — 52.6%
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9. San Francisco — 36.8%

1. Contra Costa

64.5%

2. Marin

63.4%

3. Napa

61.6%

4. Sonoma

59.7%

5. Solano

59.2%

6. San Mateo

59.1%

7. Santa Clara

56.5%

8. Alameda

52.6%

9. San Francisco

36.8%

The rate of home ownership in California is 54.1 percent and only Alameda and San Francisco counties fall below that in the Bay Area, despite the perception that owning a home in the Bay Area is an out-of-reach dream for most people.

Source: U.S. Census Bureau ACS table S1101